Personal loans for salaried Indians
A bridge to payday, with the full price up front.
Borrow ₹30,000 to ₹2,00,000 for 90 to 180 days and repay in monthly instalments. You see the Key Fact Statement, every fee and the exact EMI before you sign anything.
Eligibility check uses a soft enquiry and does not affect your credit score.
- max loan
- ₹2L
- max tenure
- 180 d
- monthly repayment
- EMI
Loan calculator
Move the sliders. Watch every rupee.
Repaid in 3 monthly instalments.
Your sanctioned rate and fee depend on the credit assessment. Rates range from 12% to 36% a year, and the fee is capped at 10% of the loan, plus GST.
Where your money goes
- Credited to you
- Fee + GST
- Interest
- Loan amount
- ₹30,000
- Processing fee
- − ₹500
- GST on fee (18%)
- − ₹90
- In-hand amount
- ₹29,410
- Interest (30% a year, 90 days)
- + ₹2,250
- Total repayable
- ₹32,250
- Annual Percentage Rate
- 57.1%
First EMI due 30 days after disbursal if disbursed today. Fee and GST are deducted upfront from the amount disbursed. All figures are an illustration. Your actual terms appear in your Key Fact Statement before you accept.
AgrimLoan is a brand owned and operated by Skyrise Credit & Marketing Limited, a non-banking financial company registered with the Reserve Bank of India (registration no. B-14.02284).
Use it for
Same application, whatever comes up.
We ask the purpose only to suggest a sensible amount and tenure. We don't restrict how you spend it.
Medical and other emergencies
When a hospital bill or an urgent repair can't wait for payday. Apply from anywhere, and repay with manual payments or automatic deductions.
Fully online, no branch visit
How it works
Four steps, all on your phone.
- Step 1 · 2 min
Check eligibility
PAN, monthly salary and pin code. Soft check only.
- Step 2 · 5 min
Verify with KYC
Aadhaar or another photo ID, a selfie, and six months of bank statements.
- Step 3
Read your offer
Amount, rate, EMI and the Key Fact Statement. Accept only if the numbers work for you.
- Step 4
Get the money
Disbursed to your own bank account, less the processing fee and GST. Set up e-NACH for your EMIs.
What we hold ourselves to
The rules we wrote for ourselves.
No cost appears after you sign
Every charge is in your Key Fact Statement and loan agreement before you accept. Any change to rates or charges applies only going forward.
Nothing to pay before disbursal
No one from AgrimLoan will ask for an upfront fee. Anyone who does is not acting for us, so report it through our grievance channel.
We lend what you can repay
Your amount and EMI are set on your income and repayment history, so each monthly instalment stays manageable.
Fair recovery, easy repayment
Pay each EMI by UPI, bank transfer or e-NACH autopay. We never call at odd hours or use pressure to recover dues.
Rates & fees
The whole rate card, on one screen.
Your exact rate depends on your income and credit history, and is always inside these limits.
| Loan amount | ₹30,000 – ₹2,00,000 |
|---|---|
| Tenure | 90 – 180 days |
| Repayment | Monthly instalments |
| Interest rate | 12% – 36% a year |
| Processing fee | Up to 10% of loan |
| GST on processing fee | 18% |
| Pre-closure charges | As applicable |
| Late payment fee | As applicable |
| Cooling-off period | [set by lender] |
Charges marked “as applicable” are stated in your Key Fact Statement and loan agreement before you accept.
Questions
Before you apply.
Salaried Indian residents aged 21 to 55, with a PAN, an Aadhaar-linked mobile number and a salary credited to a bank account.
Check eligibility
See what you qualify for in two minutes.
No documents yet. After KYC you'll see your full offer and Key Fact Statement. Loans are sanctioned and disbursed by Skyrise Credit & Marketing Limited, an RBI-registered NBFC.